RegAlert

The loan type is one of the data points that will not undergo any changes under the new HMDA regulation. This information can be found on the application and the reporting process is very straightforward. If the loan is not insured by anyone, then it would be considered a Conventional loan and Code Read More

Under the new HMDA regulations that will take full effect in 2018, the Application Date is one of the HMDA reporting data points that will not change. Your financial institution will either report the date that the application was received or the date that is listed on the initial loan application. Read More

Assigning a Universal Loan Identifier (ULI) is the first step when it comes to reporting your HMDA data. This number is unique for each individual loan and will remain attached to the loan even if it is sold to another institution. The ULI is not just a random string of characters, it must follow a Read More

Regulatory Solutions LLC was recently re-certified as a Women’s Business Enterprise (WBE) by the Women’s Business Enterprise National Council South, a regional certifying partner of the Women’s Business Enterprise National Council (WBENC). Regulatory Solutions is a women owned, privately held Read More