RegAlert

The Federal Financial Institutions Examination Council (FFIEC) has issued the 2021 edition of A Guide to HMDA Reporting Getting it Right!, it can be found at ffiec.gov/hmda/guide.htm.  This guide should be used for HMDA data collected in 2021 for submission by March 1, 2022.  Do not wait until Read More

The filing of the 2020 HMDA LAR is in the books and I think everyone is thankful to have that behind them.  The past year brought on new challenges for all of us, especially the mortgage industry with the sheer volume of new purchases and refinances – all while working remotely.  This Read More

Now that you have filed your 2020 HMDA LAR, it is time to get started scrubbing your 2021 HMDA Data.  Let Regulatory Solutions help by scrubbing your 2021 HMDA LAR to source data using our proprietary HMDA Software.  The data from a financial institution’s HMDA LAR is used to help determine Read More

Now that you have filed your 2019 Home Mortgage Disclosure Act (“HMDA”) data, it is time to focus on 2020. The CFPB has issued the new 2020 Filing Instructions Guide (“FIG”) for submissions and data collection which can be found on the FFIEC website. The 2020 updates incorporate changes to Read More